Welcome to Agarwal Associates! These Terms and Conditions outline the rules and regulations for the use of our website, products, and services. By accessing or using our site, you agree to be bound by these terms. If you do not agree, please discontinue use of our website immediately.

1. Introduction

This website is operated by Agarwal Associates. Throughout the site, the terms “we”, “us” and “our” refer to Agarwal Associates. We offer this website, including all information, tools, and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated here.

2. Use of Our Website

• • You agree to use this website only for lawful purposes.
• • You must not use our site to transmit any harmful, illegal, or offensive material.
• • Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.

3. Intellectual Property Rights

All content on this website, including text, images, graphics, logos, and design, is the property of Agarwal Associates unless otherwise stated. You may not reproduce, distribute, or exploit any content without prior written permission.

4. Products and Services

All descriptions and pricing of our products and services are subject to change at any time without notice. We reserve the right to modify or discontinue any service at our discretion. We shall not be liable for any modification, price change, suspension, or discontinuance of the service.

5. Accuracy of Information

We strive to ensure all information provided on our website is accurate and up-to-date. However, we do not warrant that the information is free from errors, complete, or current. Any reliance on the information on this site is at your own risk.

6. Limitation of Liability

Agarwal Associates will not be liable for any damages arising from the use or inability to use this website, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

7. Third-Party Links

Our website may contain links to third-party websites that are not operated by us. We are not responsible for the content, privacy policies, or practices of any third-party sites or services.

8. User Accounts

• • You are responsible for maintaining the confidentiality of your account information.
• • You agree to provide current, complete, and accurate information as required during registration or checkout.
• • We reserve the right to terminate accounts that violate our policies or misuse our services.

9. Payments and Refund Policy

All payments must be made securely through the methods provided on our website. Once processed, payments are non-refundable unless otherwise stated under specific service agreements or promotional offers.

10. Privacy Policy

Your submission of personal information through the website is governed by our Privacy Policy. Please review it to understand our practices regarding your data.

11. Changes to Terms

We reserve the right to update, change, or replace any part of these Terms and Conditions at any time. The latest version will always be available on this page. Continued use of the website after changes are posted constitutes your acceptance of the modified terms.

12. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising under or in connection with these terms shall be subject to the jurisdiction of the courts of Pune, Maharashtra, India.

13. Contact Information

If you have any questions about these Terms and Conditions, please contact us: